OMLP2P Blogs

Awareness & High Investment Cap to boost P2P lending Surendra Jalan - OMLP2P

The size of peer-to-peer (P2P) in the USA is a whopping $35 billion, and Surendra Jalan of OMLP2P sees a huge potential in India going forward. Small ticket loans upto Rs 500,000 have higher potential, and Jalan believes that an increase in P2P lending awareness will supplement the growth, as lack of awareness has been a major roadblock for the P2P industry. Jalan confirms the plan to disburse around ₹ 250cr in next 2 years, and also being in talks with investors to raise funds in the future.

Saving and investing funds during uncertain times

Jul 27,2021      Savings, Peer to Peer Lending, Investment

The COVID-19 crisis has caused enormous disruptions in our lives, not just to our jobs but to our wellbeing as well. Businesses have been forced to temporarily shut down to support efforts in limiting the pandemic, with some even ceasing operations due to the enormous losses incurred during the lockdown period. For individuals living on monthly salaries, the sudden loss of income brings heavy f

Why diversity is good for investments?

Mar 09,2021      Investing, Peer to Peer Lending, Investment, Risk - P2P Lending, Digital Loan

Let me start by quoting famous saying "Don't put all your eggs in one basket", Similarly, based on your objectives you may have allocated your investment into various asset classes such as equity, fixed income, insurance, commodities, and P2P lending. But if you do not diversify your investment within each asset class, the exercise, according to experts, is sub-optimal. Portfolio Diversificatio

Is Investing in P2P Lending the Right Move?

Feb 19,2021      Investing, Peer to Peer Lending, Investment, Risk - P2P Lending

P2P (Peer-to-peer) lending has been a hot topic in the investors circle for couple of years now. Also known as "marketplace lending", it allows retail and/or institutional investors to lend money to borrowers online without the use of a conventional intermediary such as bank. Investing through P2P lending platforms allows investors to provide loans for small business and personal purposes. It h

Lending to peers may be worth a look

Feb 03,2021      Investing, OMLp2p Loans, Peer to Peer Lending, Investment, Digital Loan

Peer-to-peer lending can give higher returns at relatively lower risk in a falling interest rate scenario Interest rates have come down significantly. Bank deposit rates have eased, and fixed income mutual fund running yields (portfolio YTMs) are much lower than earlier. In this situation, investors looking for relatively higher returns can eye an avenue known as peer-to-peer (P2P) lending. L

How does auto investment works on P2P lending platforms, and its advantages

Aug 26,2020      Investing, Peer to Peer Lending, Investment, Digital Loan

It is better to invest your money instead of keeping it idle. Idle money does not generate any revenue,and you have an array of asset-classes to choose from. It is said that compounding of interest income is the eighth wonder of the world, because it works even when you are sleeping. Needless to say that P2P lending platforms are delivering much higher and stable returns on investments, compare

Investing into Innovative assets during uncertain time

Jun 24,2020      Investing, Peer to Peer Lending, Investment

Uncertainty is an investor's worst enemy! The spread of corona virus disease COVID-19 is one of the biggest threats to the global economy and financial markets. And this has triggered panic across the world and shaken the confidence of investors. This is certainly a time where it increases the mental stress within the investors' minds with enhanced doubts regarding the longevity of equity asse

How To Mitigate Risk In Peer to Peer Lending Platforms

Apr 26,2019      Risk - P2P Lending

Peer to Peer lending, also abbreviated as P2P lending, is an online lending platform, where lenders get opportunities to earn higher returns on their investment, by lending to high quality borrowers of their choice, matching their risk expectations. It is a kind of direct lending where Investment (as loans) is being made to the selected high-quality Borrowers for their Personal and Business req

7 Reasons Why You Should Invest In Peer To Peer Lending

Mar 28,2019      Investing, Peer to Peer Lending, Investment

There are different types of investment options meant for investors with different investment horizons and risk tolerance. However, in the past year, most of the asset classes have failed to entice investors as markets whether it is equity or debt have remained volatile. It also saw kneejerk reactions from various market participants. With the interest rates moving south, traditional deposits, con

A Systematic Investment Plan (SIP) as a unique way to start investing in P2P

Aug 16,2018      Investing, Peer to Peer Lending, Investment

Have you ever wondered how wonderful would it be to merge and enjoy the benefits of both SIP and P2P lending and invest in P2P through SIP’s. You can start by investing in small amounts every month and earn high returns (upto 36% p.a.). SIP's (Systematic Investment plans) are established as one of the most convenient, methodical and periodic investments and peer to peer lenders focus on c

P2P Lending Vs Stock Market

Aug 13,2018      Peer to peer lending, Investment

When it comes to investment of our hard-earned money, really challenging to decide which is the right financial asset to invest in? In order to derive better returns from our investments, we need to critically analyse and compare all the possible options available to us for investing and take a final decision, as to which one is the better option; matching our risk and liquidity requirements and a