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Borrow Money Online

OMLP2P - Borrow money online at low-interest rate, in easy and transparent way

We understand our customers and their financial needs. As a leading peer to peer lending and borrowing platform, we offer one of the best alternatives to Borrow Money Online  from a wide range of investors from across the country. We follow a process-driven, transparent approach.

On OMLp2p, our processes are simple, enabling borrowers to apply for and access loans from anywhere in India. Our gamut of benefits helps borrowers get funds without the hassle of tedious paperwork.

We offer:

Low Interest Rates

Borrowing funds from OMLp2p is easy on the pocket. We go beyond traditional credit scoring models and assess profiles based on 100+ parameters using our proprietary customised credit scoring algorithm.

Low Documentation

OMLp2p is a user-friendly platform. We offer quick loans and do not have a lengthy paperwork requirement. Our proprietary credit scoring algorithm helps understand eligibility and connects investors with borrowers.

No Prepayment Penalty**

We offer the convenience of prepaying the loan without any charges or costs.

Personal loan EMI calculator

The EMI calculator helps the borrower understand their repayment capability. It's easy and convenient.

Quick loans for any purpose

We enable quick loans for any financial need, including short-term loans, debt consolidation, education loan, loan for purchasing consumer durables, and much more.

**Refer to FAQ section for terms and conditions

On the loan process is defined, seamless and transparent.


Loan Terms & Conditions

Loan Amount: Borrowers can request loan amounts between ` 25,000 (minimum) to ` 10,00,000 (maximum), in multiples of ` 5,000
Loan Tenure: Platform facilitates loans for the duration of minimum 3 months, and in subsequent multiples of months of 6, 9, 12,18, 24 and 36 months with 36 months being the maximum tenure.
Interest Rate: All rates displayed on the platform are in APR (Annual Percentage Rate) format. APR offered to borrowers will vary from case to case basis, as per their respective credit profiles. APR's on our platform will range from 9.49%(min) to 36%(max).
Repayment: All loans are paid through Equal Monthly Installments(EMI's), using reducing balance method, through an escrow mechanism.
Prepayment and foreclosure: Loans can be prepaid or foreclosed anytime during the tenure of the loan subject to certain charges & terms. For detailed charges for foreclosure within 3 months and for foreclosure beyond, please refer to our FAQs and our Fee Section.
Platform Fee: We charge a small processing fees to meet our expenses. Please visit our Fee section for a detailed description.
Example: If a borrower accepts a loan of ` 25,000 for a tenure of 12 months, at an APR (annual interest rate) of 12.00%, then the borrower will have an EMI of ` 2,221. Total interest payable is ` 1,654 and total amount payable is ` 26,654.

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