We do not deduct any taxes from your earning. Income from your investments in Uni P2P needs to be declared under the "Income from other Sources" category while filing ITR, and it will be taxed as per your tax bracket.

In our monthly income plan, you receive a part of your initial investment plus the returns earned. For example, on an investment of ₹1 Lakh, your monthly payout on an average comes up to ₹8,500 which has a portion of your principal with returns up to 14% per annum IRR.
Note: Returns are indicative and may vary slightly based on loan repayment of your borrowers.

No, you cannot withdraw your investment anytime before the tenure ends. You will regularly receive a part of your principal and returns in your registered bank account on 5th of every month, for a span of 12 months.